Is pet insurance transferable to another pet, if, for example, the covered pet dies?


No, pet insurance, like life insurance, covers a specific pet. The benefits are not transferable to another pet, even if they have the same owner.

First, there are underwriting considerations. What may be applicable to one dog may not be applicable to another dog. They may vary in breed, size, temperament and pre-existing conditions.

Once your dog dies, the policy ceases to be effective. In most cases, the insurance company will agree to refund the unused portion of the coverage to the pet owner.

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