Does VPI pet insurance cover accidental ingestion of something?
Yes, it does.
Under your VPI pet insurance policy's accidental coverage, your insurance will pay for expenses related to accidental ingestion of foreign bodies or poisons. This includes payments for foreign bodies that require surgical removal or an endoscopy. There is usually a deductible and co-payment percentage involved.
Your pet's accidental ingestion of something is very possible, since dogs and cats are curious by nature. They will bite and chew whatever they can put into their mouths. That is why accidental ingestion ranks as one of the most common of claims. It is also the reason why it's included in a standard VPI pet insurance policy.
When there is an accidental ingestion of a foreign body, this thing is usually trapped in the esophagus, the stomach, or the small intestine. Your pet may need surgical assistance, because even if that something that your pet swallowed is passed into the colon, it can still be painful for the pet to release. The item can also cause damage to your pet's stomach lining and tissues.
What to do in case of accidental ingestion?
When you notice your pet exhibiting symptoms that it has accidentally ingested something, bring your pet to the veterinarian immediately. There are times when an accidental ingestion may prove fatal to your pet. Your pet will tell you by its actions that it does not feel well. They will often have diarrhea, vomiting or will stop eating. You can also feel your pet's stomach to check for obstructions.
VPI pet insurance will also include diagnostic tests to determine if there was indeed an accidental ingestion, especially if your pet swallowed a metallic object, as well as a bone or a rock. Your veterinarian may also do other tests. The insurance will pay for the laboratory tests, as well as boarding and anesthesia. It may also pay for boarding while your pet recuperates and will need constant monitoring. During the time that your pet is in critical condition, the insurance may also pay for hospitalization in the Intensive Care Unit of the veterinary clinic.
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