YOU ASK:

Do I need pet insurance for my dog?

WE ANSWER:

As humans, we don't hesitate to think about getting insurance for ourselves. Why hesitate to get one for our dogs? Dogs have served not just to protect and guard our homes and property, but to also provide companionship and invaluable friendship to us and the rest of our family members. 

Your dog also needs insurance. As your dog gets older, he will need more and more treatments in order to stay healthy. Your dog will also need additional diagnostic tests, such as x-rays, laboratory tests, and regular veterinarian check-ups.

There are actually different types of pet insurance for your dog that answers different type of insurance needs. They are as follows:

  • Dog Heath Insurance.

    This pays for health related expenses, such as hospitalization fees, vaccinations, laboratory tests and x-rays, surgeries and prescription medicines. Depending on the type of health insurance, this can also pay for flea control prescription and regular check-ups. This is an important kind of coverage since veterinary fees may be hard on the pocket and insurance can help you with the expenses.

  • Dog Life Insurance.

    This pays a specified amount in the event that your dog dies because of an accident or because of a covered illness such as digestive, cardiovascular or respiratory conditions or cancer. There are also some policies that cover euthanasia. This may also pay for your veterinary bills when your dog is sick of a covered illness.

  • Dog Accident Insurance.

    This pays for claims due to accidents. This will include motor vehicle accidents, ingestion of materials or poisons that may harm the dog, accidental bone fractures, burns, allergic reactions, lacerations, stings and insect bites.

  • Dog Bite Insurance.

    All owners are responsible for the actions of their pets. Thus, the law specifies that your dog has to be insured for damage or injury caused by your dog. Dog bite insurance will pay for damages you are legally required to pay an injured party because of a dog attack.

  • Comprehensive Dog Insurance.

    This is the mother of all dog insurances, as this provides all the coverage mentioned above. This includes health insurance, accident insurance, life insurance and dog bite. This will also assist you with expenses spent in case you have to recover your lost dog.

The important thing is that you should get your dog insured while it is healthy, because once your dog is sick of an illness, this illness will already be excluded from your insurance.

Insurance for your dog will help you manage the financial risks involved in owning a dog, giving you valuable peace of mind, knowing that your dog is covered.

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