YOU ASK:

Do you need to be permanently disabled in order for you to receive Social Security disability benefits?

WE ANSWER:

No. You can still receive Social Security disability benefits as long as you can prove:

  • That the impairment has severely prevented you from doing tasks that you used to do, both at work and at home. Your disability should be such that you cannot be able to find "substantial and gainful income" as defined by the Social Security administration.
  • That the disability is reasonably expected to last for 12 months or more or that that disability will last in one's death.

The Social Security administration will look into your medical records and evaluate as to whether you are eligible for disability benefits or not. If Social Security first rejects your application, you can ask for reconsideration.

If you do get your disability benefits and you are not permanently disabled, your disability benefits will stop once it has been determined by the Social Security that you are no longer disabled and that you able to find a job that provides "substantial and gainful income".

Social Security will schedule a CDR or a Continuing Disability Review. This is usually done one, three, five or seven years since your benefits began and is scheduled depending on your particularly case, particularly if it is medically reasonable to expect that you can recover from the disability. If a CDR is scheduled, you will receive a notice of this. Be sure to prepare the updated medical records so as to facilitate the review.

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