YOU ASK:

My employer does not offer dental benefits, what can my family do?

WE ANSWER:

You can get your own dental insurance to supplement the dental insurance that your employer provides. That way, you can get the kind of coverage you know you need. You will, of course, have to pay for this dental plan from your own funds.

To help you save on premiums and ensure that you get the best plan, you should invest some time doing research into the many dental insurance plans available. The internet is a good tool to help you do this. You can look into various dental plans and compare the benefits and benefit limits they provide. One handy resource would be the National Association of Dental Plans that provides a list of the dental insurance providers in a state.

You can also look into the possibility of joining an organization that enables you to buy dental insurance at a discount, since the group buys their insurance by bulk. You can usually find this kind of setup from associations for self-employed people.

Another option would be to enroll in a discount plan. This is not really a dental insurance plan, but a scheme wherein you can get dental services from accredited partners at a discounted price.

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