Can I get sports car insurance without a car insurance broker?


If you don't want to pay any extra fees to a car insurance broker and you think you can get a quote and successfully compare different insurers online, then you don't have anything to worry about. Simply go to one of the many websites offering instant online auto insurance quotes, and fill out the form.

How to Get Sports Car Insurance Online

There are some standard steps you need to take to receive different offers that best match your auto insurance needs. Here is a list of all the questions that you will have to answer while filling out the online quote application form. All of them are important I determining your premiums so answer honestly:

  • Personal information, such as your age, sex, occupation, marital status, where you live, your driving history and record, whether you are the primary driver, etc. Note that some companies reserve the right to contact you in person requiring your vehicle identification and Social Security number in order to do an independent check of your current driving status.
  • Information about your automobile, such as year, model and make, primary usage, mileage, type of security installed, whether owned or leased, and where parked overnight. Note that a insuring a sports car is likely to be more expensive compared to buying protection for a cheaper make and model.
  • Last but not least, you must specify the type of coverage you need. Since sports cars have high market value, you are strongly advised to buy collision and comprehensive coverage. If it suffers from physical damage due to collision, theft, or other causes of loss, it might be prohibitively expensive to pay for repairs, unless you have adequate coverage.

Contacting a Car Insurance Broker

Although it is usually very easy to get a car insurance quote at a reasonable price without a car insurance broker, it is sometimes a good idea to turn to one for help, especially if you have a really expensive car. A broker will give you independent and informed advice about what you can do to further lower your premiums. For a fee, brokers will take the responsibility of comparing quotes, choosing the best one and negotiating the details with the insurer, in their own hands.

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