YOU ASK:

How can I get a classic car insurance quote online?

WE ANSWER:

If you own an automobile that is 10 or more years-old, you can qualify for a classic auto insurance policy. Classic cars typically have some collector value which is why as an owner of a piece of history you would want to have your vehicle adequately protected against any damage or theft.

One way to do this is to purchase the optional stated-amount coverage - offered in the majority of the states. This car insurance option pays the market value of the car, not in excess of the amount stated in the policy.

However, since the stated-amount coverage only pays the lesser of the two amounts, there is not much point in buying it. You should opt for a standard actual cash value car insurance policy.

Getting A Classic Car Insurance Quote

There are a great number of online tools that provide insurance quotes for classic autos. All you need to do is answer a few questions about yourself, your vehicle and your coverage preferences, and you will receive a dozen automobile insurance quotes directly from the insurers, which you can then easily compare.

Classic car insurance premiums are based on a number of factors; therefore you need to answer the questions honestly. Here are some typical questions you will need to provide answers to in order to get a classic car insurance online quote:

PERSONAL:

  • Date of Birth
  • Gender
  • Marital Status
  • Do you have legal custody of any children?
  • Do you currently have auto insurance?
  • Occupation
  • Highest Level of Education Completed
  • Residence Type
  • How old were you when you got your first drivers license?
  • License Status
  • Has this driver's license been suspended or revoked in the last 5 years?
  • What driver discounts are you eligible for?
  • Any accidents/Violations/Claims in the last 5 years?

INFORMATION ABOUT CAR:

  • Year
  • Make
  • Model
  • Submodel
  • Garaging Address
  • Vehicle Ownership - leased or owned?
  • Used Mostly For?
  • Annual Mileage?
  • Safety Features - including driver's side air bag, passenger side air bag, side impact safety shields, daytime running lights?
  • Anti-theft Devices?
  • Disabling Device and anti-lock brakes?
  • Does your vehicle have any existing damage?
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