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What are the average car insurance rates for 2009?

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According to statistics, car insurance rates are currently on the rise. While the average national auto insurance premium was $1,600 in 2007, the 2009 tendency is for car insurance rates in most states to rise, with the national average for the first six months of 2009 being $1,791.

Average Car Insurance Rates by State

Some websites provide statistical data about the average auto insurance policy prices for each month. In addition to this, you can compare prices by state and year.

It is a well-known fact that where you live affects your premiums. Some states, such as Alaska, District of Columbia, Louisiana, Rhode Island, New Jersey and Maryland, tend to have the highest average car insurance rates. Others, such as Vermont, Ohio, South Dakota, North Dakota, Iowa, Hawaii, Illinois, Maine, Montana and Idaho typically enjoy the lowest average auto insurance premiums.

Chart 1 shows the average car insurance rates for each state for the first six months of 2009.

Location 2009
Alaska $2,255
Alabama $1,605
Arkansas $1,398
Arizona $1,830
California $1,711
Colorado $1,630
Connecticut $2,176
District of Columbia $2,570
Delaware $2,171
Florida $1,707
Georgia $1,610
Hawaii $1,494
Iowa $1,355
Idaho $1,386
Illinois $1,192
Indiana $1,781
Kansas $1,887
Kentucky $1,884
Louisiana $2,422
Maryland $2,274
Maine $1,462
Michigan $2,269
Minnesota $1,829
Missouri $1,616
Mississippi $1,633
Montana $1,477
North Carolina $1,554
North Dakota $1,451
Nebraska $1,239
New Hampshire $1,628
New Jersey $2,462
New Mexico $1,915
Nevada $2,096
New York $2,457
Ohio $1,444
Oklahoma $1,963
Oregon $1,740
Pennsylvania $1,997
Rhode Island $2,188
South Carolina $1,640
South Dakota $1,339
Tennessee $1,452
Texas $1,931
Utah $1,784
Virginia $1,484
Vermont $1,270
Washington $1,939
Wisconsin $1,585
West Virginia $2,011
Wyoming $1,806
Nation-wide $1,790

Chart 1. Average Annual Car Insurance Premiums by State

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